| Easy Steps to Improve Your Credit Score
(ARA) - Your credit score affects what type of interest rates you get on credit cards or for buying a house or car, as well as your approvals for employment or apartment rental. It's important that you understand not only what your score means, but how to repair it.Now you can get your credit score online.By viewing your credit activity on a regular basis you can remove any items that may not belong to you, which can negatively affect your score. If you have a low credit score due to detrimental items that need to be removed or fixed, there are steps you can take to remove them.GoFreeCredit.com teaches you how to manage your credit report and how to deal with credit bureaus and creditors. Credit monitoring, automatic notification of credit activity and a detailed personal analysis are all included in this online service.Many times people don't realize there is negative activity on their credit report.
Scam Jam 2007 held
By Karen WilliamsonKARENW@CULLMANTIMES.COMExperts agree shredding mail, paying bills and viewing bank statements online, picking up new check orders at the bank and mailing bills at the post office are ways to stop identity theft.If people take those steps, they will have reduced their risk for identity theft considerably, according to Federal Trade Commission attorney Paul Davis from Atlanta who was one of the experts at the 2007 Scam Jam Wednesday at City Hall."That right there will eliminate a certain percentage of identity theft," he said.Paying bills online requires the use of anti-virus software and firewalls on personal computers, and both have to be updated regularly, he said.Davis recommends contacting one of the three consumer reporting agencies — Equifax, Experian and TransUnion — every four months to request a free credit report."Federal law allows you to get free copies of each one every year," he said.That way people will know quickly if there is a problem.
UPDATE: ADP-Macroeconomic Advisers See Oct Payrolls +106,000
NEW YORK (Dow Jones)--An employment indicator published Wednesday by payrolls giant Automatic Data Processing Inc. (ADP) and consultancy Macroeconomic Advisers reported an increase of 106,000 in private jobs in October. That compares with an expected 60,000 increase forecast by economists in a Dow Jones Newswires survey. In September, ADP's employment report showed private-sector job growth of 61,000, revised from an originally reported 58,000. The report comes ahead of Friday's government data on the labor market. Economists are forecasting nonfarm payroll growth of 80,000 in October, compared with an increase of 110,000 in September. The ADP-Macroeconomic Advisers estimate doesn't include jobs growth in the government sector. In September, the government sector created 37,000 jobs. According to the ADP Employment Report, service-sector jobs rose 134,000 in October, while goods-producing jobs fell 28,000, with 14,000 of the decline in the manufacturing sector.Small and medium-sized businesses increased payrolls, by 63,000 and 50,000 respectively, while large businesses saw jobs fall off by 7,000.
'Pre-Shoppers' Make Their Finance, Insurance and Broadband Purchasing Decisions at Buddy Sites
Less than a year after the launch of MoneyBuddy.com.au, Australia's fastest growing personal finance information and comparison site, Yield Media has expanded its portfolio. The Buddy network of sites has gone live with the addition of a broadband information site, an investment information site and insurance information site. .
Astronauts Practice Launch
The crew of the space shuttle Atlantis practiced a launch countdown Tuesday at Kennedy Space Center. NASA technicians also spent time on the pad, fixing a helium valve. Atlantis will carry the Columbus module to the International Space Station. The module will add significant living and work space, to the outpost. Atlantis is scheduled to launch December 6th. .
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