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Credit report freeze offers protection

Given the choice between installing a burglar alarm or an impenetrable deadbolt, most of us would choose the deadbolt. A burglar alarm might help the police catch the crooks while they're rifling through your drawers, but the deadbolt would prevent them from getting into your bedroom in the first place.

For people who worry about identity theft, a credit freeze is a lot like the impenetrable deadbolt. Once a freeze has been placed on your credit reports, credit card issuers, lenders and others can't review the summary of loans and payments that makes up your credit history. Without that information, lenders won't issue credit. And that means criminals can't set up fraudulent accounts in your name.

If you like the idea of putting a padlock on your credit files, there's good news.


Credit freezes let consumers padlock their data

Given the choice between installing a burglar alarm or an impenetrable deadbolt, most of us would choose the deadbolt. A burglar alarm might help the police catch the crooks while they're rifling through your drawers, but the deadbolt would prevent them from getting into your bedroom in the first place.

For people who worry about identity theft, a credit freeze is a lot like the impenetrable deadbolt. Once a freeze has been placed on your credit reports, credit card issuers, lenders and others can't review the summary of loans and payments that makes up your credit history. Without that information, lenders won't issue credit. And that means criminals can't set up fraudulent accounts in your name.

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Credit Freeze: The Surefire Way To Stop Identity Thieves

Are you a victim of credit card and Identity theft? Today, identity theft is one of the fastest growing crimes in the US. Often thieves will steal someone's identity and then go on to run up a host of bills in that person's name.

So the question is how can you fight back against these criminals and keep your good name intact as well as your credit and money?

The answer is to freeze credit reports and stop credit from being issued in your name. By freezing your credit, nobody can get your credit file or details to run up credit in your name leaving you to deal with the bill.

Who can put a freeze on their credit? Since 2003, almost everyone can put a credit freeze on his/her credit. Currently, most people simply put a fraud alert on their credit report and hope that solves their problems.


DISD audit to be basis of overhaul of business practices

Dallas school officials are preparing for a deep and difficult audit report next month that administrators say will serve as a framework to overhaul the district's business operations.

Additionally, a certified fraud examiner has told administrators that employees may have misspent as much as $8 million in federal grants with district credit cards between 2002 and 2006. Some portion of that money will have to be returned to the federal government.

Both audits will be incorporated into a single report, district officials said this week. However, that report may not be finished in time to meet a state deadline. The Texas Education Agency requires districts to complete an independent audit within 180 days of closing their fiscal years. For Dallas, that deadline is Dec. 27.

Because of the detailed record inspections auditors are undertaking, their work may not be done by the end of next month, Eric Anderson, the district's chief operating officer for business services, told trustees Thursday.


Dallas schools audit to be basis of overhaul of business practices

Dallas school officials are preparing for a deep and difficult audit report next month that administrators say will serve as a framework to overhaul the district's business operations.

Additionally, a certified fraud examiner has told administrators that employees may have misspent as much as $8 million in federal grants with district credit cards between 2002 and 2006. Some portion of that money will have to be returned to the federal government.

Both audits will be incorporated into a single report, district officials said this week. However, that report may not be finished in time to meet a state deadline. The Texas Education Agency requires districts to complete an independent audit within 180 days of closing their fiscal years. For Dallas, that deadline is Dec.


In the papers 22 October

Vonage faces another patent lawsuit | Eircom to offer customers free access to hotspots

The Irish Independent says that the website of Kendar Holdings, the investment company owned by beleaguered solicitor Michael Lynn, has been suspended. Late last week anxious investors were reassured through the site, www.kendarholdings.com, that the company was "working closely" with overseas companies to provide assurances to all clients that their investments were secure. But the site was suspended on Sunday following a dramatic week when several banks moved to protect their loans and recover some EUR26.3 million owed to them by the Mayo-born property developer.

The Financial Times says that France Telecom is shaking up management at its Orange mobile phone business in the UK after seeing its profitability decline.


Ron Paul 2008(R)

[edit] Nonintervention, not isolationism Paul upholds a foreign policy of nonintervention.[7] This policy avoids entangling alliances with other nations, in the tradition of Washington, Jefferson, and Madison,[8] in order to avoid being drawn into wars not related to defense. He believes that war must be fought only to protect citizens, it must be declared by the U.S. Congress, and it must be concluded when the victory is complete as planned: "The American public deserves clear goals and a definite exit strategy in Iraq."[9] He has also said that rather than closing U.S. military bases, the government should build fewer bases internationally and keep as many U.S. bases open as possible.[10] Paul denies being an isolationist: he advocates "conducting open trade, travel, communication, and diplomacy with other nations".[11]

Iraq Paul objected to and voted against the Iraq War Resolution,[12][13] and continues to oppose U.S.


ARTS & CULTURE

An ambitious young woman is launching her career in a big city. A heartless, merciless boss feels her reputation gives her carte blanche to terrorize underlings. The tantalizing — and steadily intensifying — whiffs of a romance are fomented by industry Stockholm syndrome. Insider intrigue, double crosses, and maneuvers abound by the wheelbarrow. The involuntary relief on the part of readers, observing safely from behind the fourth wall, is that we don't have to trudge 1,000 hellacious miles in the narrator's pumps.

All of the above brings to mind, almost unavoidably, Lauren Weisberger's The Devil Wears Prada, but Saira Rao's protagonist in Chambermaid isn't suffering for fashion — she's slaving away for jurisprudence. Sheila Raj is fresh from Columbia Law School and grin-and-bearing-it through a much-coveted Philadelphia federal clerkship she hopes will propel her to an ACLU job.



 

 

 

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